Capverto. An Innovative ICO for the Unbanked

CAPVERTO Exchange is a platform for secure and convenient p2p transmission. Instead of just holding on to the cryptocurrency and hoping that it will be valued, individuals and organizations can provide up to half the value of assets and collect interest. Annual interest rates are 8 percent and the amount is paid instantly to the lender. Meanwhile, it is beneficial for borrowers not to rely solely on traditional financial institutions.

CAPVERTO Exchange is a digital currency based on the universal utility market, which greatly expands the main advantages of cryptocurrencies through design, directly addressing the needs of the population most often excluded from banking. It provides a multi-faceted banking experience focused on a prepaid card that is as easy to use as entering a fast, well-designed website. 

At the same time, the MAIN capverto token (CAP) basically supports advanced features such as cash back system, peer-to-peer currency exchange (P2P), digital currency trading platform and innovative cryptocurrency insurance product. In normal use, all of these features affect the underlying value of the CAP, which distinguishes it from the unique flexibility for non-Bank and low-Bank.


All features of CAPVERTO Exchange affect the value of CAP, that is, its price is a reflection of production activities, not uninformed speculation. Assets in CAPVERTO Exchange can also be protected by cryptocurrency insurance.


CAPVERTO Exchange is a digital currency, based on a versatile utility taken that greatly extends the basic advantages of cryptocurrency through

a design directly addressing the needs of populations most frequently excluded from banking. It delivers a multifaceted bank-like experience, centered on a prepaid card, that is as easy to use as logging onto a fast, welldesigned

website. At the same time, the pivotal CAPVERTO Token (CAP) at its core

supports advanced features such as a cash back system, peer-to-peer (P2P)

monetary exchange, a digital currency trading platform, and an innovative value of the CAP, distinguishing it as uniquely flexible amenity for the unbanked and underbanked. The specific design traits of the CAPVERTO Exchange platform

and the CAP makes them superior instruments to other digital currencies

for these particular purposes. Unlike BTC, ETH, and similar

cryptocurrencies, both CAPVERTO Exchange and the CAP have been built from the start to serve as bridges between the still-siloed worlds of fiat money and cryptocurrency, combining the scalability and liquidity of the former with the technical sophistication of the latter.

The result is a new avenue for delivering useful financial services to the unbanked and underbanked, without the distinctive drawbacks – e.g., low utility, meager merchant support, poor usability – of previous

digital currencies. While these populations have fallen throughout the 2010s, there is still plenty of work to do in broadening financial access everywhere. The World Bank’s Global Findex revealed that 700 million people opened their first bank account

between 2011 and 2014, in part as result of technological innovations in banking. At the same time, hundreds of millions of individuals still receive remittances and pay bills in cash, representing a major opportunity for efficient payment options such as CAPVERTO Exchange, which go well beyond both the strictures of age-old alternatives and the limitations of most cryptocurrencies.


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